Fed Peak is an independent financial services and educational organization. Fed Peak is not affiliated with, endorsed by, or authorized by the U.S. Government, the Office of Personnel Management (OPM), the Thrift Savings Plan (TSP), the Social Security Administration, the Department of Veterans Affairs, or any other federal agency. All information provided is for educational purposes only and should not be construed as legal, tax, investment, or retirement advice.

Please note that the comments herein do not constitute legal or tax advice or a legal or tax opinion. Any decision to implement the ideas or concepts discussed herein shall be made solely by the client on the advice or his or her legal and tax advisors. Any guarantees in the Insurance policy/annuity referenced here are subject to the claims-paying ability of the issuing insurance company. Annuities are not a deposit, are not insured by the FDIC or by any government agency and may lose value.